Chubb Collector Cars

Chubb understands and shares your passion for the cars you collect, restore and drive. We understand that beyond an investment, a collector car is a highly personal possession that embodies your many dreams brought to life. Chubb has made every effort to build the best collector car Insurance program in the business. 

Grundy’s Motor Vehicle Program combines all of your vehicles, new and old, on one Agreed Value policy! This includes Collector Cars, Regular-Use Vehicles, Pickups, Trailers, Motorhomes, Exotics, Motorcycles, & more!

American Collectors

Policy Features

As an American Collectors’ customer, you can be sure your collector vehicle has the best coverage available. Your investment will be well-protected by a policy that has been designed especially for collectors. Our policies are annual and our minimum premium is $100. Features include:

• Agreed Value Coverage
• Inflation Guard
• Automatic Coverage for New Additions

Qualifying Collections

All qualifying personal collections in a household may be covered on the same policy. Below is a partial list of qualifying collectibles and manufacturers, including newly eligible collections. If a collection doesn’t appear on this list, please call us toll-free to speak with a licensed product specialist.

Eligible Collections:

Eligible Examples

Books & Maps Antique & rare

Coins & Bullion Modern, ancient, commemorative

Collectible dinnerware/stemware Lenox, Waterford

Collector Quilts Antique & collectible

Comic Books Marvel, DC

Guns Pre and post WWII

Prints Limited editions

Stamps Collectible, U.S., foreign

Trading cards Historical, movies & sports

Wine Rare, vintage & accessories

Action Figures G.I. Joe, Star Wars

Advertising Memorabilia Breweriana, Coca-Cola

Animation Art Disney, Warner Brothers

Automobilia Gas Pumps, Vintage Signs

Collector Plates Bradford Exchange, Royal Copenhagen

Die Cast ERTL, Matchbox

Dolls Annalee, Barbie, Madame Alexander

Figurines M.I. Hummel, Swarovski, Precious Moments, Lladrό

Jukeboxes Wurlitzer

Militaria Helmets, uniforms, equipment

Model Trains & Sets Lionel, Mike’s Train House

Ornaments Hallmark, Christopher Radko

Pottery McCoy, Lenox

Sports Memorabilia autographed pieces

Teddy Bears Boyds Bears, Steiff

Villages Department 56

 Hagerty’s Guaranteed Value® coverage

An Agreed Value policy—the same as a Guaranteed Value policy through Hagerty—guarantees that you will receive the full insured amount of the vehicle (with no depreciation, and including all sales taxes), in the event of a covered total loss.

In contrast, a Stated Value policy (sometimes called “stated amount” or “maximum limit of liability”) does not promise to pay the full vehicle value that’s indicated or “stated” on the policy. With regard to a covered total loss, you may receive less than that stated amount, because the insurer has the right to pay either your vehicle’s depreciated actual cash value OR the cost to replace your vehicle—whichever is less. Also, many insurers that offer stated value policies (typically standard insurers) require periodic appraisals to affirm the insured amount, adding cost and inconvenience to the client.